Car Accidents
A car accident can be a traumatic experience for those involved and can lead to multiple medical and insurance bills. If you or a loved one were involved in a car accident, we can help you recover money for medical expenses, time off work, and damages to your car. Drivers in the state of Maryland are required to carry a certain amount of insurance to cover their own medical expenses if an uninsured driver hits them. If you are hit by a driver who is not insured or if you are a victim of a hit and run accident, your insurance company is required by law to lower your deductible to $250. You may also want to discuss the possibility of suing the other driver with your attorney.
What to Do in an Accident?
Whenever you are involved in a car accident, it is important to call the police, wait for them to arrive, and get a copy of the police report. Be sure to exchange insurance and contact information with the other driver and get the names of any witnesses at the accident. Use your phone to take still images and videos, but only from a safe vantage point. Do not jeopardize your personal safety when moving about an accident scene. Do not try to move if the nature of your injuries don’t allow it. If you are injured in a Maryland car accident, there are several different ways you can go about recovering money. You can call your own insurance company and have them call the at-fault driver’s company. You can call the other driver’s insurance company directly and file a claim. If the other driver did not have insurance, you may want to consider filing a lawsuit against them. Do not accept a settlement for your injuries without first discussing it with a qualified, Rockville car accident lawyer, like attorney Hector Z. Oropeza.
What are the Insurance Requirements for Drivers in Maryland?
Before you can register a vehicle in the state of Maryland, you must be able to prove you have insurance. The Old Line state requires its drivers to carry $30,000 of bodily injury insurance for one person and $60,000 per accident. A driver must carry at least $15,000 for property damage insurance. You must also carry $2,500 for personal injury protection, although you may have the option of waiving that fee if you select a limited PIP option.
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